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Putting the bank at the heart of spending


Fast and secure checkout


The Request to Pay is initiated by the customer


The customer receives it in their mobile banking app


Payment is confirmed and you’re notified. Simple


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    Everyday banking…
    and now everyday purchases

    Every day in 2015, there were 11 million UK mobile banking logins, according to the BBA. Pay by Bank app is built to scale and will quickly become the ‘norm’ when it comes to paying by smartphone.

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    A better, more trusted experience

    Customers trust their banks and our secure technology puts the banks right back at the heart of the payment experience. Of course, the better the user experience, the more trust can be built. And only good can come from that.

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    Pay by Bank app,
    powered by VocaLink

    You could say we’re experts in payments – last year, VocaLink processed over 11 billion transactions with a value of £6 trillion. So we know how important a secure connection is.

“Pay by Bank app is going to make mobile payments to merchants even simpler and more secure. We can’t wait to launch the service, and give millions of Pingit users the opportunity to pay a range of retailers instantly without having to input or share their bank account details.”

Darren Foulds, Managing Director for Pingit at Barclays